Affidavit of Loss Fees in the Philippines

An Affidavit of Loss is a sworn written statement used in the Philippines to formally declare that a document, item, identification card, certificate, receipt, plate, passbook, title, or other important property has been lost and cannot be found despite diligent efforts.

It is commonly required by government agencies, schools, banks, employers, insurance companies, transport offices, registries, and private institutions before they issue a replacement, cancel the lost item, or process a related transaction.

The main cost people associate with an Affidavit of Loss is the notarial fee, but in practice, the total expense may also include drafting fees, printing costs, documentary stamp tax, replacement fees, penalties, publication expenses, police report fees, administrative charges, and agency-specific processing fees.

This article explains the usual fees, what affects the cost, when notarization is required, where to get one, and what to watch out for in the Philippine setting.


1. What Is an Affidavit of Loss?

An Affidavit of Loss is a notarized declaration under oath stating that the affiant lost a specific item or document.

It usually contains:

  1. The affiant’s full name, age, civil status, citizenship, and address;
  2. A statement that the affiant is the owner, holder, or lawful possessor of the lost item;
  3. A description of the lost document or item;
  4. The circumstances of the loss;
  5. A statement that diligent search was made but the item could not be found;
  6. A statement that the affidavit is being executed to request replacement, cancellation, annotation, or other official action;
  7. The affiant’s signature;
  8. The notarial acknowledgment or jurat.

In the Philippines, an Affidavit of Loss is usually treated as a supporting document, not as conclusive proof of ownership by itself. The agency or institution receiving it may still require IDs, receipts, records, certifications, police reports, clearance documents, or additional proof.


2. Why an Affidavit of Loss Must Be Notarized

Most institutions require an Affidavit of Loss to be notarized because notarization converts the private document into a public document and allows the receiving agency to rely on it as a sworn declaration.

Notarization means that the person signing the affidavit personally appeared before a notary public, presented competent proof of identity, and swore to the truth of the statements in the document.

A notarized Affidavit of Loss carries legal consequences. If the contents are false, the affiant may face liability for perjury, falsification, estafa, or other offenses depending on the circumstances.


3. Usual Affidavit of Loss Fees in the Philippines

The most common fee is the notarial fee.

In ordinary cases, an Affidavit of Loss in the Philippines may cost around:

₱100 to ₱500 for simple notarization in many locations.

However, fees can vary significantly depending on the lawyer, location, document complexity, urgency, and whether the lawyer also prepares the affidavit.

In some commercial areas, business districts, malls, law offices, or highly urbanized cities, the fee may be higher, commonly around:

₱300 to ₱1,000 or more, especially if drafting and consultation are included.

For complex cases, such as loss of land titles, corporate documents, negotiable instruments, vehicle documents, or high-value certificates, the total cost may go beyond simple notarization because additional legal work may be required.


4. Common Fee Components

The total amount paid for an Affidavit of Loss may include several components.

A. Drafting Fee

Some notaries only notarize a document you already prepared. Others prepare the affidavit for you.

A drafting fee may be charged when the lawyer or staff prepares the document based on your facts.

Typical drafting-related charges may range from:

₱100 to ₱1,000 or more, depending on complexity.

A simple affidavit for a lost ID is usually inexpensive. A more detailed affidavit involving a land title, corporate stock certificate, vehicle registration document, or financial instrument may cost more.

B. Notarial Fee

This is the fee for notarization itself.

The notarial fee compensates the notary public for administering the oath, verifying identity, entering the document in the notarial register, and affixing the notarial seal and signature.

Typical range:

₱100 to ₱500 for simple affidavits, though higher fees are possible.

C. Printing or Encoding Fee

If the notarial office prints the affidavit, a small printing or encoding fee may be charged.

Typical range:

₱10 to ₱100, depending on the number of pages and copies.

D. Photocopying Fee

You may need photocopies of your valid ID, the lost document if available, supporting records, or the notarized affidavit itself.

Typical range:

₱2 to ₱10 per page, depending on location.

E. Documentary Stamp Tax

Some notarized documents may require documentary stamp tax. In practice, this is often included in the notarial processing cost or collected separately depending on the office.

Typical amount for simple notarized affidavits is often minimal, but exact handling varies.

F. Agency Replacement Fee

The affidavit itself is usually only one requirement. The agency issuing the replacement may impose its own replacement fee.

Examples include fees for replacement IDs, certificates, permits, cards, licenses, plates, passbooks, receipts, school records, or registration documents.

G. Penalties or Surcharges

Some agencies impose penalties if the lost item is government-issued, regulated, or subject to compliance rules.

For example, lost official receipts, certificates of registration, plates, or regulated documents may require more than a basic affidavit.

H. Publication Fee

Publication may be required in certain serious cases, especially where the lost document affects property rights or third-party claims.

Examples may include loss of certificates of title, negotiable instruments, stock certificates, or other documents where public notice is required.

Publication fees can be much higher than notarial fees and may range from a few thousand pesos upward, depending on the newspaper, frequency, and legal requirements.

I. Police Report or Certification Fee

Some institutions require a police report in addition to an Affidavit of Loss, especially for stolen items, lost IDs with security implications, or documents that could be misused.

Police blotter entries are commonly free, but certifications, clearances, or related documents may involve small fees depending on the locality and office practice.


5. Factors That Affect the Cost

The fee for an Affidavit of Loss is not always fixed. It may depend on the following:

A. Location

Fees in Metro Manila, Cebu, Davao, business districts, commercial centers, and mall-based notarial services may be higher than in smaller towns or provincial areas.

B. Complexity of the Lost Item

A lost student ID or company ID is simple. A lost land title, vehicle document, stock certificate, or original deed may require more careful drafting.

C. Whether the Affidavit Is Pre-Drafted

If you bring a complete affidavit and the notary only notarizes it, the fee may be lower. If the lawyer drafts the affidavit, expect a higher fee.

D. Number of Copies

Each notarized original may require an additional fee. Some institutions ask for the original notarized affidavit, while others accept photocopies.

E. Urgency

Rush preparation may cost more, especially in private law offices.

F. Institution Requirements

Some agencies have specific affidavit wording. If the affidavit must be customized, the cost may increase.

G. Risk Level

A notary may charge more or decline notarization if the affidavit involves high-value property, unclear ownership, suspicious facts, or potential fraud.


6. Common Uses of an Affidavit of Loss

An Affidavit of Loss is commonly required for the following:

Government IDs

Examples include lost UMID, PhilHealth ID, Pag-IBIG Loyalty Card, postal ID, voter certification, or other government-issued IDs.

Driver’s License

For a lost driver’s license, the Land Transportation Office may require a notarized Affidavit of Loss and payment of replacement fees.

Vehicle Documents

A lost Official Receipt or Certificate of Registration may require an affidavit, proof of ownership, valid ID, and payment of LTO-related fees.

Plate Numbers

Loss of motor vehicle plates may involve an affidavit, police report, inspection, and LTO procedures.

School Documents

Schools may require an affidavit for lost student IDs, library cards, test permits, diplomas, transcripts, certificates, or enrollment records.

Employment Documents

Employers may require an affidavit for lost company IDs, access cards, uniforms, clearance forms, or accountable property.

Bank Documents

Banks may require an affidavit for lost passbooks, ATM cards, checkbooks, manager’s checks, certificates of deposit, or other banking instruments.

Insurance Documents

Insurance companies may require an affidavit for lost policies, claim documents, receipts, or cards.

Land Titles

Loss of an owner’s duplicate certificate of title is a serious matter. A simple affidavit is usually not enough. Reissuance of a lost owner’s duplicate title generally involves a court proceeding, publication, and presentation of evidence.

Stock Certificates

Lost stock certificates may require an affidavit, bond, publication, corporate approval, and compliance with corporation rules.

Receipts and Invoices

Loss of official receipts, invoices, or accountable forms may involve tax or regulatory consequences, especially for businesses.

Passports

For lost passports, government requirements may include an affidavit, police report, identification documents, and penalties or additional processing depending on the case.


7. Simple Affidavit vs. Complex Affidavit

Not all Affidavits of Loss are equal.

A simple affidavit usually covers low-risk documents such as:

  • School ID;
  • Company ID;
  • Library card;
  • Basic membership card;
  • Simple receipts;
  • Minor permits;
  • Non-negotiable documents.

A complex affidavit may involve:

  • Land titles;
  • Vehicle registration papers;
  • Stock certificates;
  • Checks;
  • Passbooks;
  • Insurance policies;
  • Negotiable instruments;
  • Original deeds;
  • Corporate records;
  • Tax documents;
  • Government-regulated forms.

Complex affidavits often require more detailed facts, supporting documents, and additional procedures.


8. Affidavit of Loss for Land Titles

Loss of an owner’s duplicate certificate of title is one of the most important contexts where people ask about fees.

In this case, the Affidavit of Loss is only the starting document. It does not automatically cause the Registry of Deeds to issue a new title.

Usually, the registered owner must file a petition in court for the issuance of a new owner’s duplicate certificate. This may involve:

  1. Preparation of a petition;
  2. Affidavit of Loss;
  3. Certified true copy of the title;
  4. Tax declarations;
  5. IDs and proof of ownership;
  6. Court filing fees;
  7. Publication fees;
  8. Lawyer’s fees;
  9. Hearing;
  10. Court order;
  11. Registry of Deeds processing.

The total cost can be much higher than the notarization fee. It may involve thousands to tens of thousands of pesos depending on the property, lawyer, court, publication, and complexity.

A person who lost a land title should not rely on a generic affidavit alone.


9. Affidavit of Loss for LTO Documents

For LTO-related losses, the affidavit should clearly identify the lost document or item, such as:

  • Driver’s license;
  • Official Receipt;
  • Certificate of Registration;
  • Plate number;
  • Conduction sticker;
  • Certificate of stock reported;
  • Other LTO-issued document.

The affidavit usually states the vehicle details, such as:

  • Plate number;
  • Motor number;
  • Chassis number;
  • Make and model;
  • Registered owner;
  • Date and place of loss, if known.

The LTO may require additional documents and replacement fees. If plates are lost or suspected stolen, a police report may also be required.


10. Affidavit of Loss for IDs

For lost IDs, the affidavit should include:

  • Name of the ID holder;
  • Type of ID lost;
  • ID number, if known;
  • Issuing office;
  • Date and place of loss, if known;
  • Statement that the ID has not been confiscated, surrendered, used for fraud, or transferred to another person.

Replacement fees vary by issuing agency or institution.

Some offices do not require an Affidavit of Loss for minor IDs, while others strictly require one.


11. Affidavit of Loss for Bank Passbooks, ATM Cards, and Checks

Banks are careful with lost financial documents. Aside from an affidavit, they may require:

  • Valid IDs;
  • Account verification;
  • Specimen signature check;
  • Stop-payment order;
  • Indemnity agreement;
  • Replacement fee;
  • Police report in suspicious cases;
  • Waiting period.

For lost checks or manager’s checks, a simple affidavit may not be enough. The bank may require additional protections because the document could be negotiated or misused.


12. Affidavit of Loss for Receipts, Invoices, and Business Documents

Businesses may need an Affidavit of Loss for missing official receipts, invoices, books, permits, certificates, accountable forms, or tax-related documents.

Depending on the type of document, there may be consequences involving:

  • Bureau of Internal Revenue compliance;
  • Local government permits;
  • Accounting records;
  • Audit requirements;
  • Replacement or cancellation procedures;
  • Penalties for lost accountable forms.

For tax-sensitive documents, business owners should be careful because an affidavit does not automatically cure compliance issues.


13. Affidavit of Loss for Passport

A lost passport is treated seriously because it is an identity and travel document.

Requirements may include:

  • Affidavit of Loss;
  • Police report, especially if the passport is still valid;
  • Valid identification;
  • Birth certificate or other civil registry documents;
  • Additional penalties or waiting periods;
  • Personal appearance before the issuing authority.

The affidavit should state whether the lost passport was valid or expired, the passport number if known, and the circumstances of loss.


14. Affidavit of Loss for Company Property

Employers may require an affidavit when an employee loses:

  • Company ID;
  • Access card;
  • Laptop;
  • Phone;
  • Tools;
  • Uniform;
  • Vehicle pass;
  • Documents;
  • Keys;
  • Accountable forms.

The affidavit may be used for replacement, clearance, payroll deduction, disciplinary evaluation, or insurance claim.

Employees should read the affidavit carefully. If it contains admissions of negligence, liability, or consent to salary deduction, those statements may have consequences.


15. What Information Should Be Included

A good Affidavit of Loss should be specific enough to identify the lost item.

It should include:

  1. Full name of the affiant;
  2. Age, civil status, citizenship, and address;
  3. Relationship to the lost item;
  4. Description of the lost item;
  5. Serial number, ID number, account number, plate number, title number, or document number, if known;
  6. Date, time, and place of loss, if known;
  7. Circumstances of loss;
  8. Efforts made to find the item;
  9. Declaration that the item has not been sold, transferred, pledged, confiscated, surrendered, or used unlawfully;
  10. Purpose of the affidavit;
  11. Signature of the affiant;
  12. Notarial details.

For sensitive documents, vague wording should be avoided.


16. Sample Cost Scenarios

Scenario 1: Lost School ID

Possible expenses:

  • Affidavit preparation and notarization: ₱100 to ₱300;
  • School replacement fee: ₱50 to ₱500.

Estimated total: ₱150 to ₱800.

Scenario 2: Lost Company ID

Possible expenses:

  • Affidavit: ₱100 to ₱500;
  • Company replacement charge: varies;
  • Access card replacement: may be higher.

Estimated total: ₱100 to ₱1,500 or more.

Scenario 3: Lost Driver’s License

Possible expenses:

  • Affidavit: ₱100 to ₱500;
  • LTO replacement fees: separate;
  • Possible photocopying and ID costs.

Estimated total depends on current LTO charges and requirements.

Scenario 4: Lost Vehicle OR/CR

Possible expenses:

  • Affidavit: ₱200 to ₱1,000;
  • LTO processing and replacement fees;
  • Possible inspection or supporting documents.

Estimated total: varies depending on the vehicle and LTO requirements.

Scenario 5: Lost Land Title

Possible expenses:

  • Affidavit: ₱500 to ₱2,000 or more;
  • Lawyer’s fees;
  • Court filing fees;
  • Publication fees;
  • Certified true copies;
  • Registry of Deeds fees.

Estimated total: often several thousand to tens of thousands of pesos.


17. Can You Make Your Own Affidavit of Loss?

Yes. A person may draft their own Affidavit of Loss, print it, and bring it to a notary public.

However, the affidavit must still be notarized if the receiving office requires a notarized document.

Self-drafting can reduce cost, but it carries risks if the affidavit is incomplete, inaccurate, or rejected by the receiving agency.

For simple lost IDs or cards, a basic template may be enough. For land titles, financial instruments, vehicle documents, corporate certificates, and regulated documents, professional drafting is safer.


18. Can a Notary Refuse to Notarize an Affidavit of Loss?

Yes. A notary public may refuse notarization if:

  • The affiant does not personally appear;
  • The affiant has no valid identification;
  • The affiant appears not to understand the document;
  • The document is incomplete;
  • The facts appear suspicious;
  • The affiant is not the proper person to execute the affidavit;
  • The document contains illegal, false, or impossible statements;
  • The notary is not commissioned in the place where notarization is requested;
  • The notarial act would violate notarial rules.

A notary is not merely a rubber stamp. The affiant must personally appear and swear to the contents of the document.


19. Valid IDs Needed for Notarization

A notary will usually require a valid government-issued ID or competent proof of identity.

Commonly accepted IDs include:

  • Passport;
  • Driver’s license;
  • UMID;
  • PhilSys ID;
  • PRC ID;
  • IBP ID;
  • Postal ID;
  • Voter’s ID or certification;
  • Senior citizen ID;
  • PWD ID;
  • Other government-issued identification accepted by the notary.

The notary may record the ID details in the notarial register.


20. Personal Appearance Requirement

The person signing the affidavit must personally appear before the notary public.

It is improper to notarize an Affidavit of Loss if the affiant is not present. Sending only a scanned copy, having another person sign, or notarizing without personal appearance can create legal problems and may make the document invalid or questionable.


21. Is an Online Affidavit of Loss Valid?

An affidavit may be drafted online, but notarization is a separate legal act.

In ordinary practice, the affiant still needs to appear before a duly commissioned notary public and present valid identification. Some online services provide drafting assistance, but the final notarization must comply with Philippine notarial rules.

A purely unsigned or unnotarized online template is usually not enough when an agency specifically requires a notarized Affidavit of Loss.


22. Does Every Lost Document Require an Affidavit of Loss?

No. Some offices no longer require an affidavit for minor replacements and instead require only an ID, application form, or internal declaration.

Others strictly require a notarized affidavit.

The requirement depends on the institution, the value of the lost item, risk of misuse, and applicable rules.


23. Affidavit of Loss vs. Police Report

An Affidavit of Loss and a police report are different.

An Affidavit of Loss is a sworn statement made by the person who lost the item.

A police report or blotter entry is a record made with law enforcement, usually to document that an item was lost or stolen.

Some institutions require only an affidavit. Others require both, especially for:

  • Lost passport;
  • Stolen ID;
  • Lost vehicle plate;
  • Lost firearm-related document;
  • Lost high-value property;
  • Fraud-sensitive documents;
  • Insurance claims;
  • Bank instruments;
  • Documents that may be used for identity theft.

If the item was stolen rather than merely misplaced, the affidavit should not falsely state that it was merely lost. The facts should be accurate.


24. Affidavit of Loss vs. Affidavit of Non-Use

An Affidavit of Loss states that a document or item was lost.

An Affidavit of Non-Use states that a document, vehicle, plate, receipt, permit, or privilege was not used during a certain period.

Some agencies may require both, depending on the transaction.


25. Affidavit of Loss vs. Indemnity Undertaking

An Affidavit of Loss declares facts under oath.

An indemnity undertaking is a promise to hold another person or institution harmless if the lost item later appears or causes damage.

Banks, corporations, and financial institutions may require an indemnity undertaking in addition to the affidavit, especially where the lost item has monetary value.


26. Legal Effect of an Affidavit of Loss

An Affidavit of Loss does not automatically cancel the lost document. It also does not automatically transfer rights, prove ownership, or compel an agency to issue a replacement.

Its legal effect is mainly evidentiary and procedural. It supports a request for replacement or cancellation by documenting the sworn statement of the person who lost the item.

The receiving office still decides whether the affidavit is sufficient.


27. Risks of a False Affidavit of Loss

Signing a false Affidavit of Loss can have serious legal consequences.

Possible liabilities may include:

  • Perjury;
  • Falsification;
  • Use of falsified document;
  • Estafa;
  • Fraud;
  • Administrative liability;
  • Employment discipline;
  • Civil damages;
  • Denial of application;
  • Blacklisting or account restrictions.

Examples of dangerous false statements include claiming that a document was lost when it was actually sold, pledged, surrendered, confiscated, withheld by another person, or used in a pending transaction.


28. What Happens If the Lost Item Is Later Found?

If the lost item is later found after a replacement has been issued, the usual rule is to surrender, cancel, destroy, or report the recovered item to the issuing authority.

This is especially important for IDs, passports, licenses, passbooks, checks, plates, and certificates.

Keeping both the old and replacement items may cause problems, especially where duplicate use is prohibited.


29. How to Reduce the Cost

The cost may be reduced by:

  1. Preparing a complete draft before going to the notary;
  2. Bringing valid IDs and supporting documents;
  3. Knowing the exact document number or item details;
  4. Calling the receiving agency first to ask for required wording;
  5. Printing enough copies before notarization;
  6. Avoiding mall or rush services if cheaper notarial offices are available;
  7. Using a simple affidavit only for simple losses;
  8. Avoiding repeated notarization due to incomplete details.

However, for important documents, saving a small amount on drafting may not be worth the risk of rejection or legal problems.


30. Warning About “Cheap Notarization”

Very cheap notarization may be tempting, but the document may be questioned if notarial rules are not followed.

Red flags include:

  • No personal appearance required;
  • No valid ID requested;
  • Blank documents notarized;
  • Pre-signed documents accepted without verification;
  • No notarial register entry;
  • Notary’s commission details missing;
  • Notarial seal unclear;
  • Notary not located in the place of commission;
  • Staff notarizes without the lawyer.

A defective notarization can cause rejection by the receiving office and may expose the affiant to legal complications.


31. What a Proper Notarial Portion Should Show

A notarized Affidavit of Loss should generally show:

  • Venue of notarization;
  • Date of notarization;
  • Name of affiant;
  • Competent evidence of identity;
  • Notary public’s name;
  • Commission number;
  • Roll of attorneys number;
  • PTR number;
  • IBP details;
  • Notarial register details;
  • Notarial seal;
  • Notary’s signature.

Government agencies and banks often check whether these details are complete.


32. Is There a Government-Standard Fee?

There is no single nationwide fixed amount that every person will pay for an Affidavit of Loss in all situations.

Notarial fees vary by location, lawyer, document type, and services rendered. Some localities or legal aid offices may offer lower-cost notarization, while private law offices may charge more.

For replacement transactions, the agency’s own fees are separate from the notarial fee.


33. Free or Low-Cost Options

Some people may obtain low-cost or free assistance from:

  • Public Attorney’s Office, subject to eligibility and type of service;
  • Local legal aid offices;
  • Law school legal aid clinics;
  • Barangay, city, or municipal legal assistance programs;
  • Nonprofit legal assistance groups;
  • Government agency help desks, where available.

However, not all offices provide free notarization, and eligibility requirements may apply.


34. Barangay Certification vs. Affidavit of Loss

A barangay certification is not the same as an Affidavit of Loss.

A barangay may issue a certification that a person reported a loss, but many agencies still require a notarized affidavit. Conversely, some local offices may accept barangay certification for minor matters.

The correct requirement depends on the receiving institution.


35. Should the Affidavit Be in English or Filipino?

Affidavits in the Philippines are commonly written in English, especially for government, bank, school, court, and registry use.

A Filipino version may also be accepted depending on the office. The important point is that the affiant understands the document. A person should not sign an affidavit written in a language they do not understand.


36. Who Should Sign the Affidavit?

The person who lost the item should usually sign.

However, special situations may arise:

  • For a minor, a parent or guardian may execute the affidavit;
  • For a corporation, an authorized representative may execute it;
  • For an estate, an heir, administrator, or executor may need authority;
  • For a vehicle, the registered owner or authorized representative may sign;
  • For school records, the student or parent may sign depending on age and policy;
  • For company property, the accountable employee may sign.

The affiant must have personal knowledge of the facts stated.


37. Authority to Sign for a Company

If the lost item belongs to a corporation or business, the affidavit should identify the representative’s authority.

The notary or receiving agency may require:

  • Secretary’s certificate;
  • Board resolution;
  • Special power of attorney;
  • Company ID;
  • Authorization letter;
  • Government ID of the representative.

The fee may be higher for corporate affidavits because the drafting is more detailed.


38. Special Power of Attorney and Affidavit of Loss

If the owner cannot personally process the replacement, a representative may need a Special Power of Attorney.

The Affidavit of Loss and the SPA are separate documents. Each may require notarization, resulting in separate fees.


39. How Many Copies Are Needed?

Many offices require the original notarized affidavit. Some may keep the original and return only photocopies.

It is practical to prepare at least:

  • One original for the receiving agency;
  • One photocopy for personal records;
  • Additional copies if multiple offices are involved.

If multiple originals are needed, ask the notary before signing because each original may need proper notarization.


40. Typical Procedure

The usual process is:

  1. Identify the lost document or item;
  2. Gather details such as number, date issued, issuing office, and owner;
  3. Prepare the affidavit;
  4. Bring valid ID and supporting documents;
  5. Personally appear before the notary public;
  6. Sign the affidavit before the notary;
  7. Pay the notarial and related fees;
  8. Submit the affidavit to the requiring office;
  9. Pay replacement or processing fees;
  10. Follow agency-specific steps.

41. Common Mistakes

Common mistakes include:

  • Using a generic template with incomplete facts;
  • Forgetting the document number;
  • Saying “lost” when the item was stolen;
  • Signing without reading;
  • Failing to bring valid ID;
  • Not personally appearing before the notary;
  • Submitting a photocopy when an original is required;
  • Using an affidavit with the wrong purpose;
  • Failing to report recovery of the lost item;
  • Using a false affidavit to obtain a duplicate document.

42. Sample Basic Affidavit of Loss Format

A simple form may look like this:

AFFIDAVIT OF LOSS

I, [Name], of legal age, [civil status], Filipino, and residing at [address], after having been duly sworn in accordance with law, state:

  1. That I am the lawful owner/holder of [describe lost document or item];

  2. That on or about [date], at or near [place], I discovered that the said [document/item] was missing;

  3. That despite diligent efforts to locate the same, I could no longer find it;

  4. That the said [document/item] has not been sold, transferred, pledged, confiscated, surrendered, or knowingly delivered to any other person;

  5. That I am executing this Affidavit to attest to the loss of the said [document/item] and to request the issuance of a replacement and/or for whatever lawful purpose it may serve.

IN WITNESS WHEREOF, I have signed this Affidavit on [date] at [place], Philippines.

[Signature] [Name of Affiant]

Subscribed and sworn to before me this [date] at [place], Philippines, affiant exhibiting to me competent proof of identity.

This is only a basic structure. Many agencies require their own wording.


43. Practical Fee Table

Type of Loss Usual Affidavit Cost Other Possible Costs
School ID ₱100–₱300 School replacement fee
Company ID ₱100–₱500 Employer replacement charge
Government ID ₱100–₱500 Agency replacement fee
Driver’s license ₱100–₱500 LTO fees
Vehicle OR/CR ₱200–₱1,000+ LTO fees, supporting documents
Passport ₱200–₱1,000+ Passport replacement fees, police report
Bank passbook/check ₱300–₱1,500+ Bank charges, indemnity, stop payment
Stock certificate ₱500–₱2,000+ Bond, publication, corporate fees
Land title ₱500–₱2,000+ for affidavit alone Court, publication, lawyer, registry fees

These are practical ranges only. Actual fees depend on the office, lawyer, location, and transaction.


44. Key Legal and Practical Points

An Affidavit of Loss is usually inexpensive for simple documents, but it can become part of a much more expensive process for high-value or legally significant documents.

The affidavit fee is not the same as the replacement fee. The notary fee is paid to the notarial office, while replacement and processing fees are paid to the agency or institution.

A notarized affidavit should be truthful, specific, and properly executed. False or careless statements can create legal liability.

For ordinary IDs, cards, and minor records, the process is usually simple. For land titles, vehicle documents, passports, banking instruments, stock certificates, and tax-related documents, the affidavit is only one part of a broader legal or administrative procedure.

The safest approach is to match the affidavit to the exact requirement of the agency or institution that will receive it, bring valid identification, and ensure that notarization is properly done.

Disclaimer: This content is not legal advice and may involve AI assistance. Information may be inaccurate.