Quick answer

Start by checking your posted contributions, membership details, beneficiaries, employment history, and contact information in My.SSS. Correct material errors before—or, if a filing deadline is near, at the same time as—submitting your benefit claim. Enroll an approved disbursement account through the Disbursement Account Enrollment Module (DAEM), file through the benefit module shown in My.SSS, upload clear supporting documents, and keep the transaction number and every SSS notice.

If an employer deducted SSS contributions but failed to remit them, the employee should not be required to replace the employer’s payment. The employer remains liable, and the failure to remit does not, by itself, prejudice the covered employee’s right to benefits. However, missing or incorrect entries can delay adjudication and affect the amount initially computed, so promptly file a contribution-correction request and, when appropriate, a formal complaint against the employer. These protections come from Sections 22 and 24 of the Social Security Act of 2018, Republic Act No. 11199.

Check your records before claiming

Your name, birth date, sex, civil status, address, contact details, and membership status.
Your SS number. A person should use only the SS number originally issued to them.
Employment history and reported employers.
Monthly contributions, including the applicable month and monthly salary credit.
Beneficiaries and dependent children.
Existing loans or benefit payments that may be deducted or may overlap with the new claim.
Your approved DAEM account and the exact account holder name and number.

Download or capture a dated copy of the contribution screen. Compare it month by month with payslips, payroll records, receipts, Payment Reference Numbers (PRNs), and bank or e-wallet confirmations.

For recent periods, remember that the contribution rate has been 15% of the applicable monthly salary credit since January 2025. For business employees, this is generally divided into a 10% employer share and a 5% employee share. The current minimum and maximum monthly salary credits are ₱5,000 and ₱35,000. Earlier months must be checked against the schedule effective during those months, not the current schedule. See the official SSS contribution table and payment guidance.

Know which benefit applies

A “semester of contingency” means two consecutive quarters ending in the quarter when the sickness, childbirth, disability, retirement, or death occurred. For benefits using this rule, contributions paid too late—within or after the relevant semester—generally cannot be used to create or increase entitlement for that contingency.

Benefit	Main qualifying rule	Benefit and important deadline
Sickness	Unable to work and confined at home or in a hospital for at least four days; at least three contributions in the 12 months immediately preceding the semester of sickness; required notice given; employed members must generally have used current paid sick leave.	90% of average daily salary credit for approved days, subject to a 120-day annual maximum and 240 days for the same illness. For home confinement, notify the employer—or SSS if directly filing—within five calendar days. Hospital claims generally must be filed within one year from discharge; employer reimbursement for home confinement must be filed within one year from its start. See SSS sickness benefit rules.
Maternity	At least three contributions in the 12 months immediately preceding the semester of childbirth, miscarriage, or emergency termination of pregnancy, plus the required maternity notification.	100% of average daily salary credit for 105 days for live childbirth, 120 days for a qualified solo parent, or 60 days for miscarriage or emergency termination, including stillbirth. Claims may be filed within 10 years. An employer generally advances the benefit within 30 days from the maternity-leave application and pays any required salary differential, subject to lawful exemptions. See SSS maternity benefit rules and RA No. 11210.
Unemployment	Covered employee, kasambahay, or OFW who is within the applicable age limit; at least 36 contributions, including 12 within the 18 months immediately preceding separation; involuntarily separated for a qualifying reason; no settled unemployment benefit in the previous three years.	50% of average monthly salary credit for up to two months. File online within one year from involuntary separation. Complete the DOLE/DMW certification step within 30 calendar days after successful SSS online filing; otherwise, the application may be cancelled. See SSS unemployment benefit rules.
Disability	Permanent partial or total disability and at least one contribution before the semester of disability. Medical assessment by SSS controls.	A monthly pension generally requires at least 36 contributions before the semester of disability; otherwise, a lump sum may apply. An initial disability claim must generally be filed within 10 years from the occurrence of disability. See the SSS disability benefit page and 2025 consolidated disability guidelines.
Retirement	Ordinarily, at least 120 contributions before the semester of retirement. Optional retirement is generally at age 60 after separation from employment or cessation of self-employment; technical retirement is generally at age 65 whether working or not. Special ages apply to qualified mineworkers and racehorse jockeys.	A qualified member receives a monthly pension. A member with fewer than 120 contributions may receive a lump sum or may elect, when allowed, to continue as a voluntary member until completing 120 contributions. See SSS retirement benefit rules.
Death	The proper beneficiary must establish the member’s death, relationship, dependency when required, and entitlement under SSS records and civil documents.	Primary beneficiaries may receive a pension if the deceased had at least 36 contributions before the semester of death; otherwise, a lump sum generally applies. In the absence of primary beneficiaries, the law determines the rights of secondary beneficiaries, designated beneficiaries, or legal heirs. See SSS death benefit rules.
Funeral	The claimant must prove that they paid the funeral expenses of a deceased member, retirement pensioner, or permanent-total-disability pensioner.	For deaths from 20 October 2023, the computed benefit ranges from ₱20,000 to ₱60,000 when the deceased had at least 36 contributions up to the month of death; it is ₱12,000 for at least one but fewer than 36 contributions. Payment is reimbursement of supported expenses, capped by the computed benefit. File within 10 years from the month of death. See SSS funeral benefit rules and Circular No. 2023-009.

Benefit amounts remain document- and record-dependent. Do not rely on an old estimate or another member’s award. SSS implemented the second tranche of its pension reform early in June 2026, increasing retirement and disability pensions by 10% and death or survivor pensions by 5% for pensioners covered by the applicable cut-off rules. A particular claimant’s entitlement still depends on the contingency date and governing circular. See SSS Circular No. 2026-002.

How to file a benefit claim

1. Prepare the common requirements

Requirements vary, but commonly include:

The member’s or claimant’s SS number.
A government-issued ID.
An approved DAEM account supported by proof showing the same claimant name and account number.
Medical certificates and certified medical records for sickness or disability.
Proof of pregnancy, childbirth, miscarriage, or emergency termination for maternity.
Notice of termination, affidavit of termination, or Certificate of Pending Case for unemployment.
PSA or properly registered civil-registry certificates for birth, marriage, and death claims.
Official receipts or other accepted proof that the funeral claimant paid the expenses.
Proof of employment, separation, cessation of business, dependency, guardianship, or representative authority when applicable.

Use the current checklist in the relevant My.SSS module or the 2026 SSS Citizen’s Charter. Do not assume that one civil-registry document proves every issue; SSS may separately require proof of dependency, custody, incapacity, employment status, or payment.

2. File through the proper channel

Most routine claims begin in My.SSS under Benefits. Complete every field exactly as shown in SSS and civil-registry records, select the approved disbursement account, and upload readable, complete files.

Online filing is not available for every factual situation. A branch or foreign office may be required when:

The portal identifies the case as an exception.
There is a dependent child, guardian, representative payee, or incapacitated claimant requiring further evaluation.
The claim involves the Portability Law, a bilateral social-security agreement, multiple SS numbers, disputed beneficiaries, or re-adjudication.
Civil-registry records are unavailable, late-registered, inconsistent, or issued abroad.
A medical examination or additional medical evaluation is required.
The claimant is not an SSS member and is filing a funeral claim.
The portal cannot validate the employer, contribution record, or contingency.

The SSS forms and electronic-applications page contains the current printable forms.

3. Save proof and monitor the claim

After submission:

Save the acknowledgement page and transaction or claim-reference number.
Keep the exact files uploaded.
Check the registered email address, spam folder, My.SSS inbox, and claim-status module.
Respond promptly to requests for additional documents or employer confirmation.
Keep proof of any employer advance for sickness or maternity.
Verify the DAEM account before approval. Incorrect or closed accounts can cause returned payments and require a re-disbursement request.

SSS Citizen’s Charter processing periods assume a complete and properly filed claim. Requests for additional documents, medical evaluation, record verification, employer certification, beneficiary disputes, or fraud review can extend the actual timeline.

How to correct missing or wrong contributions

First determine the type of problem:

Payment was made but was not posted or was posted to the wrong month or SS number.
The employer reported an incorrect salary, employment date, or contribution amount.
**The employer deducted contributions

Quick answer

Start by checking your posted contributions, membership details, beneficiaries, and employment history in your official My.SSS account. Correct any discrepancy before—or, if a filing deadline is near, at the same time as—you submit the appropriate benefit claim. Most claims now begin online and require an approved disbursement account, although special or document-heavy cases must be handled by an SSS branch.

Missing employer contributions do not automatically remove an employed member’s right to SSS coverage or benefits. The SSS must pursue the delinquent employer, while the employer may be liable for the unpaid contributions, penalties, and any benefit shortfall caused by non-reporting, under-remittance, or late remittance. The member should nevertheless report the problem promptly and provide proof of employment and salary deductions. These protections come from Sections 22 and 24 of the Social Security Act of 2018, Republic Act No. 11199.

Check your records before claiming

Your name, birth date, sex, civil status, contact information, and permanent membership status
Your employment history and employer numbers
Every posted monthly contribution, particularly the months before the benefit contingency
Your monthly salary credits, not merely the number of posted months
Your beneficiaries and dependent children
Any outstanding SSS loans that may be deducted from a final benefit
Your approved bank, e-wallet, remittance, or cash-payout account in the Disbursement Account Enrollment Module or DAEM

Download or screenshot the contribution history and membership records. Mark each missing, duplicated, underposted, or wrongly credited month. Compare these entries with payslips, payroll records, receipts, Payment Reference Numbers, bank confirmations, and employer contribution lists.

For contributions from January 2025 onward, the regular SSS contribution rate is 15% of the applicable monthly salary credit, divided between a business employer at 10% and the employee at 5%. The current minimum and maximum monthly salary credits are ₱5,000 and ₱35,000. Older periods must be checked against the schedule then in force, not the current table. See the official SSS Contribution Table and payment guidance.

Understand the “semester of contingency”

Many SSS qualifications are based on contributions paid before the semester of contingency, not simply before the exact day of sickness, childbirth, disability, retirement, or death.

A quarter is a three-month period ending in March, June, September, or December. A semester is two consecutive quarters ending in the quarter when the contingency occurred. Contributions paid too late—within or after that semester—may not count toward eligibility or computation for that contingency.

This is why paying several months immediately before filing does not necessarily cure an eligibility gap. The member’s complete posting history and the actual contingency date must be checked.

Which SSS benefit applies?

Benefit	Main qualification and amount	Important deadline or filing rule
Sickness	Unable to work and confined at home or in a hospital for at least four days; at least three contributions in the 12 months immediately before the semester of sickness. The daily allowance is 90% of the average daily salary credit, generally for no more than 120 days per calendar year and 240 days for the same illness.	For home confinement, an employee generally notifies the employer within five calendar days; a self-employed, voluntary, OFW, non-working-spouse, or separated member generally notifies SSS within five days. Hospital confinement does not require the same immediate notice, but the claim is generally due within one year from discharge. See SSS Sickness Benefit.
Maternity	At least three contributions in the 12 months immediately before the semester of childbirth, miscarriage, or emergency termination of pregnancy. Benefit is 100% of the average daily salary credit for 105 days for live childbirth, 120 days for a qualified solo parent, or 60 days for miscarriage or emergency termination, including stillbirth.	Notify the employer or SSS as soon as pregnancy is confirmed. A maternity claim may generally be filed within 10 years from the delivery, miscarriage, or emergency termination. Employed members ordinarily receive an employer advance within 30 days from the maternity-leave application, subject to the governing rules. See SSS Maternity Benefit and RA No. 11210.
Unemployment or involuntary separation	Covered employees, including kasambahays and qualified OFWs, generally must not be over 60 at separation, subject to lower limits for mineworkers and racehorse jockeys. At least 36 total contributions are required, with 12 in the 18 months immediately before separation. Benefit is 50% of the average monthly salary credit for up to two months.	File through My.SSS within one year from involuntary separation. The benefit is generally available only once every three years. After online filing, complete the required DOLE or DMW certification process within 30 calendar days. See SSS Unemployment Benefit.
Disability	Permanent partial or total disability and at least one contribution before the semester of disability. A monthly pension generally requires at least 36 contributions; otherwise, a lump sum may be payable. The medical assessment, not the diagnosis alone, determines the recognized degree of disability.	An initial claim generally must be filed within 10 years from the occurrence of disability. Medical certificates and supporting records must meet current SSS requirements. See SSS Disability Benefit and Circular No. 2025-009.
Retirement	A lifetime pension generally requires at least 120 contributions before the semester of retirement. Optional retirement ordinarily begins at age 60 after separation or cessation of self-employment; technical retirement begins at 65 whether working or not. Special ages apply to qualified mineworkers and racehorse jockeys. A member below 120 contributions may take a lump sum or, when allowed, continue paying prospectively to complete 120 months.	Begin through My.SSS. Branch filing remains available for identified special cases. A qualified member may prepare and submit documents ahead of retirement; the law contemplates filing complete documents at least six months before the contingency for payment on the retirement date. See SSS Retirement Benefit.
Death	With at least 36 contributions before the semester of death, qualified primary beneficiaries may receive a pension. Otherwise, a lump sum may be payable. Primary beneficiaries generally include the qualified dependent spouse and dependent children; dependent parents and other claimants are considered only under the statutory order.	File promptly because civil-status, dependency, guardianship, foreign-document, or competing-beneficiary issues can delay adjudication. Eligible straightforward claims may be filed online; exceptional cases require branch filing. See SSS Death Benefit.
Funeral	Payable to the person who actually defrayed the funeral expenses. For deaths from 20 October 2023, the scheduled benefit is ₱12,000 for one to fewer than 36 contributions, or a computed amount from ₱20,000 to ₱60,000 for at least 36 contributions, subject to proof of expenses and the applicable cap.	File within 10 years from the month of death. SSS-member claimants generally file online; non-member claimants file at a branch. See SSS Funeral Benefit and Circular No. 2023-009.

Death and funeral benefits are separate. The death benefit belongs to the legally qualified beneficiaries, while the funeral benefit belongs to the person who paid the funeral expenses. The same person may receive both only if independently qualified for each.

If the illness, injury, disability, or death was work-related

Ask SSS to evaluate an Employees’ Compensation or EC claim in addition to the regular Social Security claim. Private-sector workers file EC claims with SSS; government workers generally file with GSIS.

The usual EC prescriptive period is three years from the accrual of the work-related sickness, injury, disability, or death claim. The pandemic suspension of that period was lifted effective 18 January 2024. Preserve the employer accident or sickness report, company logbook entry, job description, medical records, witness details, police report where relevant, and evidence connecting the condition to work. See the Employees’ Compensation Commission guidance and the current ECP Guide for Employees.

How to file a benefit claim

1. Prepare your account and payment channel

Register or log in through the official SSS website. Update your email address and mobile number, then enroll an account in DAEM. The claimant’s name and account details must match the supporting proof of account.

Do not use another person’s bank or e-wallet account unless the particular SSS rule expressly permits a representative-payee arrangement.

2. Select the correct benefit

Open the Benefits or E-Services menu and select the applicable claim. Enter dates exactly as shown in medical, employment, civil-registry, and payroll documents. A wrong contingency date can change both eligibility and computation.

For an employed sickness or maternity claim, the employer normally files the corresponding notification or reimbursement transaction. Separated, self-employed, voluntary, non-working-spouse, and OFW members generally file directly when the SSS rules allow it.

3. Upload legible and consistent documents

Depending on the claim, these may include:

A PSA or properly registered local civil-registry birth, marriage, or death certificate
Medical certificate, clinical abstract, operation record, laboratory or imaging results, and hospital statement
Employer certification, notice of termination, or certificate of separation
Proof of pregnancy, childbirth, miscarriage, or emergency termination
Official funeral receipts or acceptable proof that the claimant paid the expenses
Proof of relationship, dependency, guardianship, adoption, or incapacity
Valid identification and proof of disbursement account
Translated and properly issued foreign civil or medical documents

Use clear color scans when required. Ensure that names, dates, and identifying details are consistent. Do not alter a document to make it match SSS records.

4. Save proof of filing

Keep the transaction number, acknowledgement page, confirmation email, uploaded files, and screenshots of the claim status. Record every request for additional documents and the date you complied.

5. Monitor the claim

Check My.SSS and your registered email regularly. A claim may remain pending because SSS needs medical evaluation, contribution verification, employer certification, beneficiary validation, or an original document.

The service times in the 2026 SSS Citizen’s Charter assume a complete and uncomplicated submission. They are not automatic approval periods.

6. Correct failed disbursements

If payment is returned because the account is closed, invalid, or mismatched, update or enroll a valid DAEM account and use the applicable benefit re-disbursement process. Do not file a duplicate claim merely because crediting failed.

How to correct or post contributions you personally paid

For a correction, refund, posting, or adjustment of contributions, file at an SSS branch or foreign office. Under the 2026 Citizen’s Charter, the standard requirements are:

An original, properly accomplished Request/Verification Form
An original Data Privacy Notice or Consent
Certified and photocopied proof of contribution payment
Valid identification; a representative must also present the required authority and identification

For an employed member, SSS may require the processed electronic Contribution Collection List, SS Form R-3, or e-CCL. For manual verification covering 2007 to 2017, the 2026 Charter specifically requires a copy of the R-3 duly received by SSS. For self-employed, voluntary, OFW, or non-working-spouse payments, acceptable proof may include a validated RS-5, Special Bank Receipt, or official receipt showing the Payment Reference Number.

The Charter lists no SSS processing fee and a total service standard of approximately 20 working days and seven hours and 55 minutes for a complete contribution correction or adjustment request. Keep the acknowledgement stub and verify the corrected posting in My.SSS afterward. Official forms are available on the SSS forms page.

What to do when your employer deducted SSS but did not remit it

Do not attempt to replace the employer’s missing remittance by paying the same months as a voluntary member. Take these steps:

Make a month-by-month schedule showing the salary paid, SSS deduction, expected contribution, and posted amount.
Ask the employer in writing for the applicable R-3 or e-CCL and proof of remittance. Keep the request and response.
File an employer complaint at an SSS branch if the employer did not report you, did not remit, or under-remitted contributions or loan amortizations.
Submit the branch-prescribed, notarized Sinumpaang Salaysay, Data Privacy Notice or Consent, proof of employment, payslips, and valid identification.
Obtain and retain the receiving copy or acknowledgement.
Continue the benefit claim if a deadline is running; tell the branch that contribution verification and an employer complaint are pending.

The 2026 Citizen’s Charter lists a seven-working-day service standard for the initial employer-complaint process and no SSS fee. SSS may request the employer’s records, issue a billing or demand letter, and refer continued non-compliance to its legal office.

Under RA No. 11199:

Employer non-remittance does not prejudice an employee’s right to coverage benefits.
A delinquent employer is liable for unpaid contributions and a 2% monthly penalty from the due date until payment.
If non-reporting or under-remittance reduces a benefit, the employer may be liable to SSS for the resulting benefit difference or statutory damages.
An employer cannot charge its own contribution share to the employee.

These rules do not guarantee that every disputed month will immediately appear in the online record. SSS must still verify employment, salary, the employer account, and the evidence.

Evidence worth preserving

Keep original or certified copies where possible, plus secure digital copies, of:

Employment contract, appointment paper, company ID, job description, and separation documents
Payslips and payroll registers showing SSS deductions
Bank statements or payroll-account credits
Employer R-3, e-CCL, contribution certifications, and remittance correspondence
PRNs, official receipts, validated RS-5 forms, and collecting-agent confirmations
My.SSS contribution histories downloaded at different dates
Medical certificates, prescriptions, test results, operation records, and hospital documents
PSA and local civil-registry certificates
Funeral contracts, official receipts, and insurance or memorial-plan certifications
Emails, SMS messages, portal notices, transaction numbers, and acknowledgement stubs
Proof of calls or branch visits, including the office, date, and reference number

Do not surrender your only original without receiving an acknowledgement identifying the document.

Common mistakes that delay or defeat claims

Counting contributions paid after the qualifying period
Assuming every contribution month has the same monthly salary credit
Waiting for an employer to cooperate until the benefit deadline expires
Filing sickness notification late after home confinement
Missing the one-year unemployment deadline or the 30-day certification step
Treating voluntary resignation as involuntary separation without a legally recognized and provable ground
Using the wrong date of separation, childbirth, disability, or confinement
Uploading blurred, cropped, altered, or inconsistent documents
Using a DAEM account whose name or number does not match the claimant
Failing to disclose previous marriages, dependent children, guardianship, re-employment, or overlapping benefits
Paying a fixer or giving anyone your My.SSS password or one-time PIN
Creating a second SSS number instead of correcting the existing record
Waiting for contribution correction before filing a time-sensitive benefit claim

Overlapping benefits are subject to special rules. For example, sickness benefit cannot be recovered for the same period already covered by maternity benefit, and when compensable contingencies overlap, SSS may pay only the highest benefit or make the adjustment prescribed by its rules.

When help is urgent

Contact or visit SSS immediately if:

A five-day sickness-notification period is running
The one-year sickness or unemployment deadline is near
The 30-day unemployment-certification period is about to expire
A disability, funeral, or maternity claim is approaching its 10-year limit
Missing contributions will affect an imminent retirement, maternity, disability, or death claim
An employer deducted contributions but denies employment or refuses to produce records
SSS issued a written denial, reduced the benefit, or identified fraud or misrepresentation
Several people claim to be the proper death or funeral beneficiary
The member died or became incapacitated while a claim was pending
The illness, accident, or death may be work-related
A final Social Security Commission decision has been received

Ask for the written reason, computation, and legal or documentary basis of an adverse action. Disputes concerning coverage, contributions, benefits, penalties, or other matters under the Social Security Act may be brought before the Social Security Commission after the appropriate administrative steps. Judicial review of a final Commission decision has a short statutory period—generally 15 days from notice—so obtain Philippine legal advice immediately rather than relying on an informal follow-up. The governing procedure is available through the SSC Rules of Procedure.

For ordinary inquiries and status concerns, SSS lists hotline 1455 and email usssaptayo@sss.gov.ph. Do not send passwords, one-time PINs, or unnecessary identity documents through unofficial accounts.

Frequently asked questions

Can I still receive a benefit if my employer did not remit my contributions?

Potentially, yes. RA No. 11199 says employer non-remittance does not prejudice an employee’s right to coverage benefits. SSS must still verify the employment, salary, contingency, and qualifying facts. File an employer complaint and submit evidence instead of assuming the online contribution gap ends the claim.

Can I back-pay missing months to qualify?

Generally not. Voluntary contributions are prospective, and benefit qualification commonly excludes contributions paid within or after the semester of contingency. Missing employee contributions are the employer’s obligation and should be reported to SSS, not replaced as voluntary payments.

What if my employer has closed?

File the contribution complaint and benefit claim with available evidence such as payslips, contracts, company identification, bank credits, tax records, and correspondence. SSS can investigate and request records. Some benefit and unemployment cases allow alternative affidavits or certifications when the employer is inactive or unavailable.

What if My.SSS will not accept the claim?

Save a screenshot showing the date, time, and error. Check personal data, membership status, posted contributions, DAEM approval, and the contingency date. If the problem persists or a deadline is near, take the screenshot and supporting documents to an SSS branch.

How long does a contribution correction take?

The 2026 Citizen’s Charter states a service standard of about 20 working days and seven hours and 55 minutes for a complete correction, refund, posting, or adjustment request. Missing evidence, old manual records, employer verification, or conflicting accounts can extend the actual resolution.

Are SSS pensions higher in 2026?

SSS implemented the second tranche of its Pension Reform Program early in June 2026: a further 10% increase for eligible retirement and disability pensioners and 5% for eligible death or survivor pensioners, subject to the program’s cut-off and contingency rules. A new claimant should rely on the official award computation, not an old online estimate. See SSS Circular No. 2026-002.

Is this the same as a company retirement benefit?

No. SSS retirement is a statutory social-security benefit. Retirement pay owed by an employer under the Labor Code, a collective bargaining agreement, employment contract, or company plan is a separate entitlement and must be evaluated independently.

Official references

This article provides general legal information, not advice for a particular claim. Eligibility and payment depend on the member’s official records, documents, contingency date, employment status, and applicable SSS findings. Laws, circulars, and procedures were checked against official sources as of 1 August 2026.

Quick answer

Check your records before claiming

Know which benefit applies

How to file a benefit claim

1. Prepare the common requirements

2. File through the proper channel

3. Save proof and monitor the claim

How to correct missing or wrong contributions

Quick answer

Check your records before claiming

Understand the “semester of contingency”

Which SSS benefit applies?

If the illness, injury, disability, or death was work-related

How to file a benefit claim

1. Prepare your account and payment channel

2. Select the correct benefit

3. Upload legible and consistent documents

4. Save proof of filing

5. Monitor the claim

6. Correct failed disbursements

How to correct or post contributions you personally paid

What to do when your employer deducted SSS but did not remit it

Other record problems require a different request

Wrong personal information

Multiple SSS numbers

Contributions under the wrong member or employer number

Incorrect employment history

Voluntary or self-employed gaps

Evidence worth preserving

Common mistakes that delay or defeat claims

When help is urgent

Frequently asked questions

Can I still receive a benefit if my employer did not remit my contributions?

Can I back-pay missing months to qualify?

What if my employer has closed?

What if My.SSS will not accept the claim?

How long does a contribution correction take?

Are SSS pensions higher in 2026?

Is this the same as a company retirement benefit?

Official references