Hospital Discharge Rights and Promissory Notes for Unpaid Medical Bills Philippines

In the Philippines, the intersection of healthcare access and financial capability often creates a point of friction during hospital discharge. Historically, some medical facilities employed the practice of "detaining" patients who were medically fit for discharge but unable to settle their bills. This practice is now strictly prohibited under Philippine law.

Understanding the legal framework—specifically Republic Act No. 9439 and its implementing rules—is essential for both patients and healthcare providers to ensure that medical debt is handled through civil obligations rather than the deprivation of liberty.


1. The Anti-Hospital Detention Law (R.A. 9439)

Republic Act No. 9439, otherwise known as "An Act Prohibiting the Detention of Patients in Hospitals and Medical Clinics on Grounds of Nonpayment of Hospital Bills or Medical Expenses," is the primary legislation governing this issue.

The Core Prohibition

Under this law, it is unlawful for any hospital or medical clinic to detain or otherwise cause the detention of a patient who has fully or partially recovered because of the patient’s inability to pay their medical expenses.

  • Scope of "Detention": Detention occurs when a patient, who is medically cleared for discharge, is prevented from leaving the hospital premises or is restricted in their movement within the facility due to financial arrears.
  • Scope of "Medical Expenses": This includes board and lodging, diagnostic tests, imaging, laboratory exams, surgical procedures, and drugs/medicines provided by the facility.

2. The Role of the Promissory Note

The law provides a mechanism to balance the patient's right to liberty with the hospital’s right to be paid. Instead of detention, the law mandates the acceptance of a Promissory Note.

  • Execution of the Note: A patient who is financially unable to settle their bill is entitled to leave the hospital upon executing a promissory note covering the unpaid balance.
  • Security for the Note: The note must be secured by either a mortgage or a guarantee of a co-maker, who will be jointly and severally liable with the patient for the unpaid obligation.
  • Legal Nature: A promissory note is a legal contract. While it allows the patient to leave, it does not extinguish the debt. The hospital retains the right to file a civil case for collection of a sum of money if the patient fails to honor the terms of the note.

3. Key Limitations and Exceptions

While R.A. 9439 is protective of patients, it is not absolute. Certain conditions apply:

A. Private Room Exception

The law applies primarily to patients who stayed in charity wards or service wards. Patients who voluntarily stayed in private rooms (deluxe, suite, or any non-ward accommodation) are generally not covered by the absolute prohibition against detention under R.A. 9439, although subsequent jurisprudence and Department of Health (DOH) circulars have sought to humanize this distinction.

B. Professional Fees

The "detention" prohibition typically covers the hospital bill itself. Professional fees of attending physicians (honoraria) are often treated as a separate arrangement between the doctor and the patient. However, the hospital cannot use the non-payment of these fees as a justification to physically prevent a patient from leaving the facility.

C. Death of a Patient

In cases where a patient expires inside the medical facility, the hospital is prohibited from withholding the Death Certificate and other relevant documents required for burial. The body must be released to the surviving relatives despite unpaid bills, provided a promissory note is executed.


4. Obligations of the Hospital

Hospitals and medical clinics are required to:

  1. Issue Discharge Orders: Once a physician declares a patient fit for discharge, the administrative process must proceed.
  2. Accept Guarantees: Facilities must accept valid promissory notes and securities as mentioned above.
  3. Release Documents: Withholding medical records, birth certificates (in the case of newborns), or death certificates for financial reasons is an administrative and potentially criminal offense.

5. Penalties for Violations

Officers or employees of a hospital who violate the provisions of R.A. 9439 face significant legal consequences:

  • Fines: Ranging from ₱20,000.00 to ₱50,000.00.
  • Imprisonment: Not less than one month but not more than six months.
  • Administrative Sanction: The Department of Health (DOH) may revoke the license to operate of the offending medical facility.

6. Practical Steps for Patients

If a hospital refuses to release a patient due to unpaid bills, the following steps are usually taken:

  1. Request a Summary of Account: Secure a clear breakdown of all charges.
  2. Offer a Promissory Note: Explicitly state the intent to pay and offer a co-maker or security as required by law.
  3. DOH Assistance: File a formal complaint with the Department of Health’s Health Facilities and Services Regulatory Bureau (HFSRB).
  4. Legal Counsel: In extreme cases of physical restraint, a petition for a Writ of Habeas Corpus may be filed in court to secure the immediate release of the individual.

Disclaimer: This content is not legal advice and may involve AI assistance. Information may be inaccurate.