How to Retrieve Your Pag-IBIG MID Number (HDMF) in the Philippines

The Home Development Mutual Fund (HDMF), popularly known as the Pag-IBIG Fund, is a cornerstone of social security in the Philippines. For employees and voluntary members alike, the Pag-IBIG MID Number (a unique 12-digit identifier) is essential for monitoring contributions, applying for short-term loans, or securing a housing loan.

Losing or forgetting this number is a common hurdle, but the Fund provides several legal and administrative channels to recover it.


1. Online Retrieval via the Virtual Pag-IBIG Website

The most efficient method is through the official Pag-IBIG web portal. This is the primary digital interface for members.

  • For Registered Virtual Pag-IBIG Users: Simply log in to your account. Your MID number is prominently displayed on the member dashboard.
  • For Non-Account Holders: 1. Visit the Virtual Pag-IBIG website.
  1. Select "Be a Member" and then "Verify MID Number."
  2. Input your registration tracking number (RTN), last name, and date of birth.

2. Retrieval via SMS (Text Message)

For members without stable internet access, the Pag-IBIG Fund maintains an SMS service. This is particularly useful for quick verifications.

  • Format: Send IDSTAT [RTN] [Birthdate in MM/DD/YYYY format]
  • Number: Send to 0917-888-4363 (Globe/TM) or 0918-898-4363 (Smart/TNT).
  • Note: Using the RTN (Registration Tracking Number) issued during your initial application is the fastest way to pull the permanent MID via SMS.

3. Employer Coordination (For Formally Employed)

Under Philippine labor and social security practices, employers are mandated to maintain records of their employees' statutory contributions.

  • Human Resources (HR): Your HR department or payroll officer keeps a record of your MID for monthly remittance reports (Form MCRF).
  • Payslips: Many companies include the Pag-IBIG MID number on the monthly payslip alongside SSS and PhilHealth numbers.

4. Contacting the Pag-IBIG Hotline

The Fund operates a 24/7 contact center to assist members with various inquiries, including identity verification.

  • Hotline Number: Call 8-824-4244 (8-PAG-IBIG).
  • Verification Process: Be prepared to answer security questions to verify your identity, such as your mother's maiden name, your birthplace, and previous employment details.

5. Email Inquiry

If you prefer a written record, you can email the Pag-IBIG support team.

  • Email Address: contactus@pagibigfund.gov.ph
  • Requirements: Attach a scanned copy or clear photo of at least two (2) valid government-issued IDs to prove your identity. Without these, the Fund cannot legally disclose sensitive member data.

6. Over-the-Counter (Walk-in)

For those who prefer face-to-face assistance or have issues with digital records, visiting a branch is the most definitive method.

  • Process: Present a valid ID at the Information Desk or the Member Services Department.
  • Locations: You may visit any Pag-IBIG branch nationwide, regardless of where you originally registered.

Summary of Necessary Information for Verification

To ensure a smooth retrieval process, always have the following details ready:

  • Full Name (including Middle Name)
  • Date of Birth
  • Mother’s Maiden Name
  • Registration Tracking Number (RTN) – if available

Legal Reminder: Your Pag-IBIG MID Number is a permanent identifier. Even if you change employers or move from "Employed" to "Voluntary/Self-Employed" status, your MID number remains the same. Avoid creating multiple Pag-IBIG records, as this can lead to complications during loan applications or the consolidation of benefits.


Would you like me to draft a formal letter of request that you can send to your HR department or the Pag-IBIG Fund for this purpose?

Disclaimer: This content is not legal advice and may involve AI assistance. Information may be inaccurate.