Legal Actions Against Online Lending Scams Involving Deposits


I. Overview and Legal Foundations

Under Philippine law, the obligation to support a child is not merely moral; it is a legal duty that can be enforced in court. Child support is grounded in:

  • The 1987 Constitution, which recognizes the family as a basic social institution and obliges parents to rear their children with love, moral, and material support.
  • The Family Code of the Philippines (Executive Order No. 209, as amended), which contains the core rules on support.
  • The Civil Code (for residual rules not modified by the Family Code).
  • The Revised Penal Code and special laws (e.g., RA 9262 and RA 7610) that penalize abuse, neglect, or economic deprivation of children.
  • The Philippines’ obligations under international law, including the UN Convention on the Rights of the Child, which recognizes every child’s right to an adequate standard of living and parental responsibility for that.

At the heart of all these rules is the best interest of the child and the principle that parental obligations do not disappear simply because relationships between adults break down.


II. What is “Support” in Legal Terms?

The Family Code defines support as everything indispensable for maintenance, including:

  1. Food and sustenance
  2. Shelter / dwelling
  3. Clothing
  4. Medical and hospital expenses
  5. Education and transportation, in keeping with the family’s financial capacity and social standing

For minor children, “education” includes basic schooling and vocational or technical training, and support covers necessary transportation and school-related expenses. For a child who has reached majority but is still finishing a course or training that fits the family’s station in life and the child’s abilities, support can continue beyond 18.

Key characteristics of the right to support:

  • It is personal to the child and not a mere favor from the parent.
  • It is indispensable – it cannot be lightly waived, renounced, or bargained away.
  • It is proportionate – the amount depends on the needs of the child and the resources of the person obliged to give support.
  • It is generally non-transferable and not subject to execution or attachment (you do not “sell” or “assign” your right to support like property), but amounts already due and unpaid can be collected by usual means of execution once adjudged by a court.

III. Who Is Legally Obliged to Provide Support?

A. Primary Obligation: Parents

Under the Family Code, parents are primarily and directly obliged to support their children, regardless of:

  • Whether the child is legitimate or illegitimate
  • Whether the parents are married, separated, annulled, or never married
  • Whether the child is under the custody of one parent but living away from the other

The obligation arises from filiation (the legal parent–child relationship), not from the marital status of the parents.

B. Extended Family: Subsidiary Obligors

If the parents cannot provide, or their resources are insufficient, the law allows the child to demand support from other relatives, in a specific order of liability (Family Code provisions on support):

  1. Descendants (children, grandchildren)
  2. Ascendants (parents, grandparents)
  3. Brothers and sisters (legitimate siblings, whether full or half-blood; certain rules apply for illegitimate kin)

In practice for a child, this can translate to:

  • If both parents are unable to support (e.g., no income, incapacitated), grandparents may be held liable.
  • If there are multiple relatives obliged to support and they all have means, the obligation may be shared proportionately according to their resources.

However, these subsidiary obligations generally arise only when the primary obligor (the parent) is unable or refuses to comply, and a demand for support is made.


IV. To Whom is Support Owed?

A. Legitimate Children

These are children conceived or born within a valid marriage, or otherwise considered legitimate by law (e.g., some cases involving presumptions of legitimacy). Parents must support:

  • All legitimate minor children
  • Legitimate children of legal age who cannot yet support themselves due to schooling, disability, illness, or other justified reasons

B. Illegitimate Children

Illegitimate children (born outside a valid marriage) also have a clear right to support from both parents. Key points:

  • The right to support is not inferior to that of legitimate children.
  • Once filiation is established (e.g., through acknowledgment in records, written admission, or court proceedings), the obligation to support exists.
  • Support must be given without discrimination, though other rights (like legitime in inheritance) differ between legitimate and illegitimate children.

C. Adopted Children

An adopted child is, for most purposes, treated as a legitimate child of the adopter:

  • The adopter has the same duty to support the adopted child as if the child were born in wedlock.
  • The adopted child owes support in return under the rules on support (e.g., later on, to the adoptive parent if needed).

D. Stepchildren

A step-parent (spouse of the biological parent) is not automatically under the same direct legal obligation to support the stepchild as a parent, unless:

  • The step-parent has legally adopted the child; or
  • There are specific agreements or circumstances that create obligations (e.g., contractual assumption of support, or certain statutory provisions in combination with actual conduct).

However, step-parents often have practical responsibilities when living together with the child, and some obligations may arise indirectly under family law principles and special statutes, especially when issues of abuse or neglect are involved.

E. Children with Disabilities or Special Needs

If a child, whether minor or already of age, has a disability or condition that prevents them from supporting themselves, the obligation of parents and other obligors to support may continue indefinitely, consistent with the Family Code’s rules that support is due when the person “has no property and is unable to obtain work, or if the latter is unable to support himself by reason of disability, illness or other circumstances.”


V. When Does the Obligation Begin and End?

A. Beginning of the Obligation

In general:

  • The obligation to support a child begins from birth.
  • In certain contexts (e.g., criminal cases involving seduction, rape, or offenses resulting in pregnancy), the father may be obliged under the law to provide support for the pregnant woman and for the child after birth.

Legally, support is demandable from the time the need for it arises, but amounts are usually payable only from the time a judicial or extra-judicial demand is made, unless the law or jurisprudence provides otherwise (e.g., some decisions allow retroactive support in the child’s favor).

B. End of the Obligation

Support for a child does not automatically terminate at 18. It generally ends when:

  • The child reaches majority and becomes reasonably self-supporting, or
  • The need for support ceases (e.g., the child finishes schooling and is able to work), or
  • The obligor’s resources become so insufficient that he or she can no longer give support without prejudicing his or her own subsistence, OR
  • In ordinary rights of support between relatives, the legal relationship ceases (which does not happen between parent and child, but may affect step-relations or adoptive ties in certain extreme scenarios, like rescission of adoption).

If the child remains unable to work or support himself/herself due to schooling, disability, or other valid reasons, support may continue beyond majority, subject to judicial determination.


VI. What Does the Amount of Support Depend On?

The law does not fix a strict formula (like a fixed percentage of income) for child support. Instead, the amount is determined by two balancing factors:

  1. Needs of the child – age, health, schooling, special circumstances
  2. Means of the person obliged – income, property, other dependents, standard of living

Guiding principles:

  • Support must be reasonable and proportionate.
  • The child is entitled to a standard of living that reasonably approximates that of the parent, given the parent’s resources and social standing.
  • Support may be in kind (e.g., providing housing, food directly) or in cash, but in separated or strained relationships, courts often order cash support or direct payment of certain expenses (tuition, medical bills, etc.).
  • Support may be modified when circumstances change – for example, if the paying parent loses a job or, conversely, has a major increase in income, or if the child’s needs change (onset of illness, higher educational level, etc.).

Support is meant to be adjustable, not frozen forever at the original amount.


VII. Child Support in Different Family Situations

A. Parents Married and Living Together

While parents cohabit:

  • Support is generally provided directly within the family home.
  • The obligation is funded from the community property or conjugal partnership property, and if inadequate, from the exclusive properties of the spouses.
  • If one parent fails or refuses to contribute, the other may enforce contributions through internal family arrangements or, in serious cases, through court proceedings that can affect property relations and parental authority.

B. Legal Separation, Annulment, or Declaration of Void Marriage

In actions like legal separation, annulment, or declaration of nullity of marriage, the court must address support and custody of children as part of the judgment or through provisional orders.

General rules:

  • Both parents remain obliged to support their children, even if their marriage is annulled or declared void.
  • The parent who does not have custody typically pays child support to the custodial parent or directly to the child, as ordered by the court.
  • The court may issue support pendente lite (temporary support while the case is ongoing) to ensure that children do not suffer during the litigation.
  • The obligation continues even if one parent remarries.

C. Parents Not Married to Each Other (Unwed Parents)

For children of unwed parents:

  • Both the mother and father are generally obliged to support the child, once paternity/filiation is established.
  • If the father denies paternity, the child or the mother may file actions for filiation/recognition combined with a petition for support.
  • Even without a prior formal marriage, the court can order child support, visitation arrangements, and related reliefs.

The child’s status as “illegitimate” does not permit the father to evade support once the parental link is legally recognized.

D. Overseas or Non-Resident Parents

When a parent works or resides abroad:

  • The obligation to support follows the person, not the place.
  • Courts may order support based on the actual earnings abroad, and enforce it through garnishment of local assets, remittances, or coordination with agencies when possible.
  • Practically, enforcement abroad may be complex and may involve recognition and enforcement of Philippine judgments in foreign courts, depending on treaties or domestic laws of the foreign country.

VIII. How is Child Support Demanded and Ordered?

A. Extra-Judicial Demand

Before going to court, it is common to:

  • Send a demand letter or negotiate an agreement on support.
  • Go through barangay conciliation (Katarungang Pambarangay), if applicable, particularly when parties reside in the same city or municipality and are not otherwise exempt from barangay processes.
  • Execute a written agreement on support and visitation. Though not a court judgment, it can be evidence of the parties’ understanding and can sometimes be enforced or used as a basis for later court action.

However, many cases go straight to court when relations are strained or urgent.

B. Judicial Proceedings for Support

Petitions for child support are handled by Family Courts (Regional Trial Courts designated as such under RA 8369). The action may be:

  • A stand-alone petition for support; or
  • Joined with cases like custody, annulment, legal separation, recognition of filiation, or violence against women and children (VAWC) cases under RA 9262.

Key features:

  • The court can grant support pendente lite (temporary support) based on affidavits and initial evidence, so the child is not left unprovided for while the case is pending.
  • Evidence may include payslips, income tax returns, affidavits, receipts, school records, medical bills, and proof of standard of living.
  • Proceedings in family cases are generally confidential and not open to the public to protect the child’s privacy.

IX. Enforcement of Child Support Orders

Once a court issues a support order:

  1. Voluntary compliance – The parent pays as ordered (monthly or as scheduled).

  2. If the parent fails to pay, the custodial parent may seek:

    • Execution of the judgment (e.g., garnishment of salary, bank deposits, levy on property).
    • Contempt of court if the refusal is willful.
    • In some cases, criminal or quasi-criminal actions based on abandonment or economic abuse (discussed below).

Support obligations are treated as preferred claims, reflecting their importance and urgency.


X. Criminal and Special Law Dimensions

Child support is primarily a civil matter, but some failures to support can lead to criminal liability.

A. Abandonment Under the Revised Penal Code

The Revised Penal Code punishes:

  • Abandonment of a minor by parents (Article 276)
  • Abandonment by persons entrusted with custody (Article 277)
  • Other forms of neglect or exploitation of minors

A parent who abandons a minor child without justifiable cause, particularly if the child is under a certain age or in danger, may face imprisonment. Whether “failure to give support” amounts to criminal abandonment depends on the facts (e.g., physical abandonment, exposure to danger, total lack of care).

B. Violence Against Women and Their Children (RA 9262)

Republic Act No. 9262 (Anti-Violence Against Women and Their Children Act) includes “economic abuse” as a form of violence. Economic abuse covers acts that make a woman or her child financially dependent, such as:

  • Depriving or threatening to deprive them of financial support legally due
  • Refusing to give or delaying support when one has the capacity to do so

Under RA 9262:

  • A woman or her child may file a criminal complaint and also apply for protection orders (Barangay Protection Order, Temporary Protection Order, Permanent Protection Order).
  • A Protection Order can include clear directives for child support, use of the family home, custody, and other reliefs.
  • Violation of a protection order or continuing economic abuse can lead to serious criminal penalties.

This law is often invoked where the father or partner uses money and support as a weapon to control or punish the mother or children.

C. Child Abuse, Exploitation, and Discrimination (RA 7610)

Under RA 7610, “child abuse” includes not only physical and psychological maltreatment but also acts or omissions that harm a child’s normal development. Persistent refusal to provide support, when it exposes the child to neglect, cruelty, or deprivation, can overlap with child abuse provisions.


XI. Changes, Suspension, or Extinction of Support

The obligation to support is not absolute in amount, but it is rarely extinguished outright while the child is still in need.

Circumstances that may justify reducing or suspending support:

  • The payor’s resources drastically decrease (e.g., loss of employment, serious illness).
  • The child’s needs significantly lessen (e.g., scholarship covering tuition and board).
  • The child unjustifiably refuses to live with or obey reasonable conditions set by the parent, in some cases (though courts are very cautious about penalizing children).

Circumstances that may end support:

  • The child becomes self-supporting (e.g., stable employment).
  • The child marries and is then primarily supported by his/her own new family unit (although in hardship, parents may still be called upon).
  • The child’s need ceases because of significant income or property of his/her own.

Any change in support normally requires either:

  • A new agreement between the parties, or
  • A petition to modify the support order, where the court reviews the new circumstances.

XII. Common Misconceptions About Child Support

  1. “Support stops automatically at 18.” Not always. If the child is still studying or unable to support himself/herself, support can continue.

  2. “If the parents separate or the marriage is annulled, the father’s obligations end.” No. Parental obligation is independent of marital status. Annulment or nullity does not terminate the duty to support one’s children.

  3. “Illegitimate children have no right to support from their father.” False. Once filiation is established, the father must support his illegitimate child.

  4. “If the child doesn’t live with me, I don’t have to support him/her.” Wrong. Custody and support are different issues. A non-custodial parent is still obliged to support.

  5. “If there is no written agreement or court order, I don’t need to give support.” The legal obligation exists by operation of law; the child can demand support, and failure to provide can have legal consequences even before a formal court order is obtained.

  6. “We signed a waiver that the child won’t ask for support.” Any agreement that effectively waives the child’s right to adequate support is generally void or at least severely limited in effect, because the right to support is considered indispensable.


XIII. Practical Notes and Policy Considerations

  • The best interests of the child are always given paramount consideration; courts interpret laws on support in a way that protects the child’s welfare.
  • Philippine law promotes shared parental responsibility; even if one parent is more financially capable, the other is not automatically relieved of contribution.
  • Child support cases often intersect with issues of custody, visitation, and family violence, so courts and agencies (e.g., DSWD, barangay) look at the overall situation.
  • There is an increasing recognition that economic neglect can be a form of abuse, particularly where it is intentional, persistent, and used as a means of control.

XIV. Summary

In the Philippine legal system, child support is a fundamental and enforceable right of the child and a correlative duty of parents and, in some cases, other relatives. It encompasses not only food and shelter but also education, healthcare, and other needs suited to the family’s financial capacity and social standing.

The obligation:

  • Applies to legitimate, illegitimate, and adopted children
  • Exists regardless of marital status of the parents
  • May continue beyond majority when justified
  • Is enforceable through civil actions, family court orders, and, in some cases, criminal or quasi-criminal proceedings under the Revised Penal Code, RA 9262, and RA 7610.

While the exact rules and outcomes depend on the specific facts of each case, the overarching goal of Philippine child support law is clear: to ensure that no child is deprived of the material and developmental support necessary to live a life of dignity and full potential.

Disclaimer: This content is not legal advice and may involve AI assistance. Information may be inaccurate.